Why are these credit card casinos so good?
They simply perform superbly in each and every category that defines a great gambling experience. Many other credit card casinos do well and sometimes amazingly in a couple of these, but then fall short on the rest which can bring down the overall satisfaction level. So what are these categories that we’re talking about? They are the following ones:
Security and player protection
When gambling online the most important thing is knowing that your money is safe and that you’re always protected by a third party organization. Therefore it’s crucial that the casino has a gambling license issued by a reputable entity such as the UK Gambling Commission. This is of course the case for all of the credit card casinos that we are listing. Game selection
Even if we’re only interested in one type of product it’s always nice to have a wide selection of games to choose from. The sites that we are suggesting have more than 1500 different ones, including slots, table games, video pokers, scratch cards and live dealer games. Welcome bonus
Nothing can get a casino adventure started on the right foot such as a valuable welcome offer. That’s why all of the operators that we are listing have fantastic ones with low wagering requirements and conditions that don’t hard lock your real money winnings. Customer support
If needed, help should be easy to get, but far from every gambling site has a customer support that is always available. The credit card casinos that we recommend do, however, offer an around the clock service on e-mail, live chat and usually also on phone. Withdrawal times
While some of us don’t mind waiting awhile for our money, others would like to have their winnings quickly received. With all of the operators we’re listing you never have to wait longer than 24 hours to have a requested cash out processed and often it’s quicker than that. Promotional offers
There’s no better way to boost your chances of winning than taking part of bonus offers so playing at a casino that regularly offer new ones can be very beneficial. All of those we are recommending do of course do this. They usually have several casino promotions available at the same time and regularly replace them. Mobile experience
These days the majority of thrill seekers are using smartphones and tablets to gamble, which makes it important that the casino is well adapted to this. Most are, but far from every gambling site offer downloadable apps that can enhance the mobile experience even further. All of the credit card casinos suggested by us do.
Pros and cons of gambling with credit cards at casinos
Like every payment method that can be used at gambling sites, credit cards come with a couple of benefits and also some disadvantages. We have mentioned these in short below and then further explained some of them underneath the two lists. Pros of using credit cards at casinos
Cons of using credit cards at casinos
- Convenient and easy to use
- No restriction to welcome offers
- Almost every casino allow them
- Can be used in most countries
- Withdrawal times are long
- You have to share sensitive details
- If not careful you could end up in great debt
Amongst the advantages of gambling with credit
cards is the convenience they provide. Many of us have one which makes it easy to make a deposit by just entering the card details at the casino. We don’t have to bother creating any extra account such as we would with an e-Wallet like Skrill
(unless we already have one of course).
Another benefit, which is often a downside with
e-Wallets as these are usually blocked, is that credit card deposits are always entitled to the gambling site’s welcome offer. In addition to this, the method is widely accepted among casinos. This means that you could easily play at several sites just to collect their welcome bonuses, which can bring a lot of value to the gambling experience.
When it comes to downsides you will often
experience long withdrawal times when using credit cards at casinos. At least so if we compare the payment method to e-Wallets. With these you’ll instantly get your money once the casino has processed your withdrawal, while credit cards have a transaction time of 2 – 5 bank days. There is an exception to the long waiting time as sometimes you aren’t able to make a cash out to your credit card (simply because it isn’t linked to a bank account). In such a case it could happen that you’re allowed to withdraw to another method which is faster.
A downside with credit cards is also that you
have to share sensitive information. You’re rarely fully secure on the internet and especially not when openly sharing your card details. However, legit casinos like those we have recommended have great encryption and other security measures to prevent your information from leaking out. So as long as you’re protected from your own end as well you shouldn’t have to worry about this. For the third and final downside, which is a risk of ending up in debt, we have created a separate topic which you’ll find below.
Is using credit cards at casinos really a good idea?
To answer this question we first have to define what we’re actually talking about when we say credit card. Many people confuse this term with a debit card and put them into the same category, but there’s a very important distinction between the two of them.
A pure debit card will always be linked to a
bank account where you have actual funds that are being deducted when you’re using the card. Now some of these cards can also have a credit option activated on them, which makes it possible for them to act as credit cards.
So what is a credit card?
It’s a card that allows you to buy things or play casino on credit. In other words that allows you to borrow money that has to be paid back in the future. You will always have a certain limit on this card which has been approved by a financial institution. Now that we’ve made the distinction clear, let’s get back to the question. Is it a good idea using credit cards at casinos? Saying that it’s a good idea is probably stretching it, but it can be useful, sure. It can, however, also be very risky so if you’re going to do it you have to make sure that you can handle your gambling and economy flawlessly. Borrowing money to play casino is usually a big no no. Mostly so because people who gamble responsibly don’t tend to do it, which means that those who do might not have full control over their gambling. We shouldn’t put everyone under the same roof, but we feel that it’s important that we highlight the possible dangers of using credit cards at casinos. If you ever feel like you need to win back losses, tend to deposit more than you’ve said you should or show any other signs that put you in the risk zone of being a problematic gambler – don’t do it. At least set a deposit limit on your casino account. Borrowing money for gambling could, if not careful, lead to a vicious circle resulting in a lot of debt.
Frequently asked questions about using credit cards at casinos
What types of credit cards can I use at credit card casinos?
It depends on the gambling site you’re playing with, but with most you can use Visa and Mastercard. Other types such as American Express aren’t as commonly seen.
Is there a minimum deposit amount when using credit cards at casinos?
Yes and like all payment methods this varies from one casino to another. However, the limit is often very low – £10 is common.
Are there any fees for using credit cards at casinos?
There can be, but it’s quite rare. Some gambling sites will charge you a 2.5% fee when making credit and debit card deposits, but they’re a minority these days. Should you choose any of the casinos we have listed you never have to worry about it.
What happens if I can’t make a withdrawal to my credit card?
Usually you’ll be asked to withdraw to a bank account that you have, but you could also be allowed to cash out to an e-Wallet such as Skrill, Neteller or PayPal.
How do I verify my account when using credit cards at casinos?
The process is much alike the one you’ll go through with other payment methods. In other words, you’ll be required to send the gambling site a photo copy of an ID and a proof of address, such as a utility bill. If you can’t make a withdrawal to your credit card, you may also be required to verify the bank account or e-Wallet that you’re cashing out to.